Not known Facts About free legal advice online

There's an old saying that free debt advice is worth exactly what you pay for it. That might be true in some cases but if you need advice about your debts, there are places you can go for free debt advice that will be both helpful and worthwhile.

Local colleges and community colleges

Many of these colleges have economics or accounting departments where you might get some free advice. In fact, if there's a community college in your area, you may find it offers a free course in personal money management.

Free legal advice

You can find free legal advice in almost every city. Where I live, there is the Legal Aid Foundation, a Free Family Law Helpline and Legal Corner, which also offer free legal advice. You can find the Legal Aid Foundation in almost every town of any size and it's an excellent source for good debt advice.

Problems with a debt collector?

If a debt collector is calling and harassing you constantly or calling you at work, you can send the collection agency a "cease and desist" letter. You should send it registered and return receipt requested so you'll have proof that you mailed the letter and that the agency received it. If it doesn't stop harassing you, you can 免費法律諮詢 go to your state's attorney general's office for debt advice and help.

Go online

There are some great resources available via the Internet for debt advice. One of the best is Money Management International. It's a nonprofit organization that will help you create a personal debt management plan, show you how to reduce your spending and manage your finances to help get your life back on track. Money Management International has been helping families since 免費法律諮詢 1958 and could most likely help you.

Family Credit Management is another online source for free debt advice. Like Money Management International, this organization is a non-profit credit-counseling agency that offers free help. It can provide advice about debts and mortgage troubles or even help you with a household spending plan and you can actually use its services anonymously if you so choose.

Your bank or credit union

Many banks and credit unions have personal bankers or customer service representatives who might be able to provide free debt advice. If you have a good relationship with your bank or credit union - meaning you've been a customer for a year or more - give it a call and ask if it offers advice about personal money management. You might be pleasantly surprised by its response.

You local library

Go to your local library and search its catalog on the topic of personal money management and you're bound to find a wealth of books from which to choose - and they're all free to check out and read. If it's available, be sure to get Dave Ramsey's book on Total Money Makeover. It not only provides some great advice about debt, it even has worksheets and forms you might find useful.